When life feels loud, the library is my quiet escape. It’s one of those places that feels timeless, welcoming, and grounding. As a mom, business owner, and planner, I’ve learned that the library is more than just a place for books. It’s a refuge for inspiration, learning, and connection, and the best part, it’s free or very low cost.
As a financial planner, I also see the library as one of the most underrated tools for saving money and building knowledge. It’s not just a quiet retreat, it’s a powerful resource center filled with opportunities to learn, grow, and save.
It is not uncommon for our daughter to get a little restless over a rainy or cold weekend. Well, we are heading to the library because they always have events going on for kids to nurture their love of exploring and reading.
Here are seven surprising ways the library can help you save money and enrich your life.
1. Borrow More Than Books
I’m an avid reader. It is one of my favorite hobbies. However, books are getting more expensive by the day. Many books are well over the $20 pricepoint these days.
Before you buy something, check to see if your library lends it out. Many branches now offer far more than novels and DVDs. Think video games, musical instruments, board games, bakeware, and even tools.
Some libraries have seed exchanges where you can pick up seeds to start a garden and drop off your own later. Others, let you check out things like cordless drills, laser levels, and safety goggles. It’s a smart, sustainable way to try something new without spending money.
And don’t forget digital borrowing. Through apps like Libby, Hoopla, and Kanopy, you can check out eBooks, audiobooks, movies, and music right from your phone or tablet, all for free with your library card.
2. Reserve Free Tickets to Museums and Attractions
You can use your library card to explore your city for free. Many systems partner with local museums, zoos, or parks to offer free or discounted admission.
For example, Philadelphia area Libraries can get free or discounted tickets to the Philadelphia and Elmwood zoos, Please Touch Museum and Science museums, and many other attractions. It’s a simple way to plan a fun day out without stretching your budget.
3. Print and Copy at a Discount
Need to print plane tickets, shipping labels, or school forms? Most libraries offer printing services for a fraction of the cost of office supply stores.
For instance, it’s just 10 cents per black-and-white page at the Lower Merion Public Library compared to more than double that at FedEx. It may sound small, but those savings add up, especially for students or small business owners who print frequently.
4. Get Free Homework and Test Prep Help
If you have kids or are back in school yourself, your library card can open the door to free tutoring through platforms like Tutor.com. Students can get one-on-one help online, a service that might otherwise cost $25 to $80 per hour.
Some libraries also host SAT and ACT prep sessions or even career workshops. Broward County Library in Florida offers a free 10-hour SAT prep course that would easily cost hundreds elsewhere.
5. Take Free Fitness, Hobby, and Language Classes
Many libraries host classes that promote wellness, creativity, and lifelong learning. From yoga and Zumba to knitting and photography, there’s something for everyone.
Some even lend out gear for hobbies. Philadelphia’s Free Library, for example, has “birding backpacks” that include binoculars and field guides. You can also access digital learning tools like Mango Languages, Rosetta Stone, and streaming platforms like Hoopla and Libby to expand your skills and interests without paying a dime.
6. Enjoy Free Concerts and Performances
Libraries have become cultural centers where you can enjoy live music, author talks, art exhibits, and film screenings. I’ve attended a number of events and performances at various libraries that I may not have normally purchased a ticket before, but because it was free it was for me.
In Los Angeles, libraries host performances featuring everything from Baroque quartets to Peruvian music. The New York Public Library even has a dedicated performance art space with concerts and creative showcases throughout the year.
7. Access Free Social and Legal Services
Libraries are built to serve everyone. Many offer practical help for those navigating life transitions, including job searches, résumé workshops, and ESL or citizenship classes.
During tax season, some branches host volunteer tax experts who can help you file for free. Others partner with legal aid organizations that offer consultations at no cost. These services can save hundreds of dollars while giving you the guidance you need to move forward.
We recently got Kennedy’s passport renewed at our local library. While the cost was the same, I was able to get an appointment there faster than they were available at the post office and work one on one with the professional to ensure it was done efficiently.
Bonus Tip: You Can Get Library Cards in Other States Too
Here’s something most people don’t know: you’re not limited to your local branch. Many public libraries across the country allow out-of-state residents to apply for digital library cards. That means you can access even more eBooks, audiobooks, classes, and streaming services from anywhere.
For example:
The New York Public Library and Brooklyn Public Library offer free or low-cost eCards to U.S. residents.
The Los Angeles Public Library and Fairfax County Library (VA) have similar programs, giving you access to massive digital collections through apps like Libby and Hoopla.
Some, like the Free Library of Philadelphia, participate in statewide reciprocal borrowing programs.
All you usually need is a valid ID or proof of address, and sometimes a small annual fee or recommended donation.
Have I convinced you yet?
Whenever I need a quiet moment to think, write, or simply breathe, the library is where I go. It’s peaceful, full of possibility, and reminds me that some of life’s best resources don’t come with a price tag. Whether you’re searching for your next great read, learning a new skill, or just looking to save a little money, your library card is one of the best financial tools you’ll ever own.
Building wealth isn’t only about investing or budgeting. It’s also about knowing where to find free resources that help you grow, learn, and take control of your financial journey. The library is one of those places that proves opportunity doesn’t have to cost a thing.
At 2nd Story Wealth, we believe wealth is more than money. It’s about access, education, and empowerment.
If you’re ready to explore the next chapter in your financial story, we’d love to help you build a plan that aligns with your goals and values.
📩 Connect with us: www.2ndStoryWealth.com
📞 Contact: info@2ndstorywealth.com